Ajo · esusu · adashe · isusu

The ajo our grandmothers trusted — now in your pocket.

Start or join a savings circle and let Ajora handle the rest — your money held at a licensed bank, your turn protected, and no collector to chase.

Join the waitlist See how it works

Founding cohort now forming

The old way

You already know how this can go.

Someone holds the money. They take their turn. Then they disappear.

The collector vanishes

One person keeps everyone's contributions. One day, they and the money are gone.
One person carries it all

The whole circle rests on one person's honesty, memory and bank balance. That is a lot to ask.
No record, no recourse

When it goes wrong, there is no statement to point to and no one to turn to. You lose.

No notebook. No chasing. No vanishing collector.

Simple as ever

Start or join a circle

Set your amount, pick how often, and invite the people you trust.
Everyone saves together

Ajora collects each contribution automatically. No chasing, no notebook, no forgotten turns.
Take your turn

When your turn comes around, the full pool is yours.

Built on trust

Four quiet layers of protection, working in the background.

Held at a licensed bank

Contributions sit with a licensed, CBN-regulated banking partner — not in anyone's personal account.
Processed exactly once

Every contribution and payout is recorded and settled a single time — no double charges, no quiet mistakes.
Newcomers collect later

People new to a circle take their turn further down the line, so trust is earned before a payout is taken.
If someone falls behind

When a member misses a contribution, the system steps in to keep the circle moving and reduce what others stand to lose.

The tradition you trust. The protection you deserve.

One app

Run your circle

Set it up, invite your people, and let Ajora keep every turn on track.
Save on your own

Prefer to save solo? Put money aside on your own, with the same protection behind it.
Bring your existing group

Already saving together? Move your circle over and keep the people, lose the notebook.
Manage many groups

Run several circles at once and see every contribution and turn in one place.

Your circle. Your savings. Your turn.

Be first

The first to join get their service fee waived — for life. Leave your email and we'll let you know the moment we launch.

Save with people you trust. We'll handle the rest.